If you’re a contractor, freelancer, or self-employed worker receiving 1099 income, traditional loan requirements can be a hurdle. 1099 Mortgage Loans offer a flexible solution by using your income history to help you qualify without W-2s or pay stubs. We make it easier to move forward on your terms.
If you’re a freelancer or independent contractor, a 1099 mortgage lets you qualify based on your actual income — not a traditional W-2. Everyday Lending Group makes homeownership more accessible for self-employed borrowers with flexible documentation, allowing you to use 1099 forms and tax records to verify income. This is a smart solution if you run your own business or earn through contract work.
Traditional mortgage rules don’t always fit modern workers. With a 1099 mortgage loan, you can get approved using your documented 1099 earnings from freelance, consulting, or gig jobs. Everyday Lending Group helps you avoid the roadblocks of conventional loan requirements and supports you with expert guidance, competitive rates, and a smoother path to homeownership for non-traditional earners.
Whether you’re a content creator, rideshare driver, or independent consultant, 1099 mortgage loans are designed for income that doesn’t come with a pay stub. Everyday Lending Group understands the unique needs of today’s self-employed workforce and offers mortgage solutions that consider your full financial picture — including profit and loss statements, 1099s, and business income history.
Forget jumping through hoops to prove your income. If you’ve been self-employed for at least two years and receive 1099s, you may qualify for a mortgage without W-2s or pay stubs. We offer flexible terms, low down payment options, and competitive interest rates to help you qualify based on the income you actually earn — not what’s left after deductions.
A 1099 mortgage is perfect for self-employed professionals with solid earnings but complex tax returns. Everyday Lending Group simplifies the approval process with less focus on net income and more attention to real financial capacity. You’ll get the chance to buy or refinance without being penalized for writing off business expenses or lacking W-2 documentation.
Getting a mortgage when you’re self-employed doesn’t have to be difficult. With a 1099 loan, you can qualify using your gross income from contract work or freelance gigs. Everyday Lending Group guides you through the process with transparency, helping you gather the right documents and get approved faster. It’s time to stop renting and start building equity — on your terms.
Traditional mortgages aren’t built for freelancers, gig workers, or independent contractors — but 1099 loans are. Instead of relying on W-2s and pay stubs, these loans use your actual 1099 income to determine eligibility. That means fewer roadblocks, more flexibility, and a faster path to approval. If you’re self-employed and ready to buy or refinance, a 1099 loan could be your best option to secure home financing without compromising your financial reality.
